CSLB #1041528 — Family-Owned, Pacifica-Based

Whole Home Renovation on the Peninsula.

Rebuilding the home you already own. From foundation to finishes in one contract — because the land is worth it and so is staying.

Whole Home Renovation

What a Whole Home Renovation Actually Means on the Peninsula

Based in Pacifica, we build room additions and second-story additions throughout the Peninsula.

A whole home renovation touches every major system in a house — structure, electrical, plumbing, HVAC, insulation, windows, walls, floors, and finishes. It’s not a kitchen remodel with a bathroom refresh. It’s a top-to-bottom rebuild of everything inside the shell, and often the shell itself. When walls open up, every decision cascades: new plumbing routes require new framing paths, new electrical panels require new service drops, and new insulation requires updated Title 24 calculations.

On the San Francisco Peninsula, the housing stock makes this especially relevant. The median home in most Peninsula cities was built in the 1950s or 1960s. In Pacifica specifically, 27% of homes date to the 1950s. These houses were built to the codes of their era — galvanized plumbing, 60-amp electrical, no insulation, single-pane windows, and foundations that predate modern seismic standards. A whole home renovation isn’t just about aesthetics. It’s about bringing a 70-year-old house into the current century.

What's Behind the Walls

What We Find When We Open Up a Peninsula Home

These conditions aren't reasons not to renovate. They're reasons to renovate with a contractor who knows what to expect.

  • Galvanized Steel Plumbing

    Standard in post-war construction. After 50–70 years, corrodes from inside. We replace entire supply system with copper or PEX.

  • Outdated Electrical

    Knob-and-tube in pre-1950s, early Romex/aluminum in 1950s–60s. 60–100 amp panels. Modern homes need 200-amp service.

  • Minimal or No Insulation

    Many Peninsula homes have none. With walls open, most cost-effective time to insulate. Title 24 requires it.

  • Single-Pane Windows

    Original aluminum-frame single-pane. Almost no thermal or acoustic insulation. Replace with dual-pane, low-E.

  • Asbestos-Containing Materials

    Popcorn ceiling, vinyl floor tiles, pipe insulation, duct tape, joint compound. Testing required before demo.

  • Foundation & Seismic Concerns

    Unreinforced foundations, unbraced cripple walls, gravity-only connections. Modern code may require addressing all of this.

Comprehensive Scope

What's Included in a Whole Home Renovation

  • 🔨

    Structural Assessment & Repairs

    Foundation evaluation, framing reinforcement, shear walls, hold-downs, anchor bolts.

  • 🛡️

    Seismic Retrofitting

    Mudsill bolting, cripple wall bracing, shear panels, metal connectors.

  • Complete MEP Replacement

    New supply lines, drain lines, electrical panel, HVAC system — designed for renovated layout.

  • 🌡️

    Insulation & Energy

    Batt, blown-in, or spray foam. Title 24 compliance. Duct sealing, air sealing.

  • 📐

    Layout Modifications

    Open kitchen to living, add primary suite, convert rooms. Structural engineering for load-bearing walls.

  • 🪟

    Windows & Exterior

    Single-pane to dual-pane. Siding repair/replacement. Roofing evaluation.

  • 🎨

    Interior Finishes

    Drywall, flooring, cabinetry, countertops, tile, fixtures, lighting, paint — goes in last.

Investment

What It Costs — and Why Peninsula Costs Are Different

$200–$500+ per square foot
For a typical 1,200–1,800 SF Peninsula home: $250,000–$750,000+
  • Behind the Walls

    Full plumbing/electrical replacement, foundation work, asbestos abatement. 15–20% contingency is standard.

  • Bay Area Labor

    Rates 30–50% above national average. Reflects cost of living and demand.

  • Permitting & Compliance

    $10,000–$25,000+ in fees. Asbestos abatement adds $3,000–$15,000+.

  • Site Access

    Hillside lots, narrow streets, dense neighborhoods create logistics challenges.

  • Finish Level

    Builder-grade to custom can double kitchen/bath costs. Quartz vs. stone, stock vs. custom cabinets.

Our Process

From Assessment to Certificate of Occupancy

One team handles everything — assessment, design, permitting, and construction under one contract.
  • Structural Assessment

    Evaluate foundation, framing, roof, major systems. Identify what's behind the walls before setting a budget.

  • Design

    Plans that work with existing structure. Engineer engaged when walls moving. Layout optimized for how you'll actually use the space.

  • Permitting

    Submit and manage plan check. Touches structure, electrical, plumbing, mechanical, energy.

  • Demolition & Discovery

    Finishes removed. Contingency budget addresses what's found. Asbestos abatement if testing confirms presence.

  • Structural & Systems

    Foundation, framing, shear walls, seismic. Then plumbing, electrical, HVAC, insulation. Inspected before walls close.

  • Finishes & Completion

    Drywall, flooring, tile, cabinets, countertops, fixtures. Final inspections. Certificate of occupancy.

Moderate renovations: 4–8 months. Full gut with structural work: 8–14 months.

Why ACI

Why Peninsula Homeowners Choose ACI for Whole Home Renovations

We start with the structure, not the finishes

Most companies pick countertops before checking the foundation. We reverse that.

We do the heavy work ourselves

Foundation, framing, shear walls, seismic retrofitting — our crew directly.

One team, one contract, one timeline

Design-build from assessment through move-in.

We know these houses

Opened walls of hundreds of 1950s–60s homes. Galvanized plumbing, knob-and-tube, asbestos, aluminum wiring — we know where it is.

Honest scoping, honest budgets

We'd rather lose a project to honest numbers than win it with a lowball estimate.

Licensed & Insured

CSLB License #1041528 (General Building, Class B)

Service Area

Serving the San Francisco Peninsula

Based in Pacifica, ACI performs whole home renovations throughout the Peninsula.
  • 📍

    Our home base. We've opened walls on more Pacifica homes than we can count — 1950s ranch houses, hillside splits, and coastal builds.

  • 📍
    South San Francisco

    Post-war housing stock with growing renovation demand driven by biotech employment and rising property values.

  • 📍

    Victorians, Edwardians, and mid-century homes. Complex permitting, but enormous potential when renovated correctly.

  • 📍
    San Bruno & San Mateo

    Suburban lots with 1950s–60s construction. Full-gut renovations that transform outdated floor plans into modern family homes.

  • 📍
    Daly City

    Dense Westlake-era housing. Small lots, shared walls, and homes that benefit enormously from a complete systems upgrade.

  • 📍
    Burlingame, Millbrae & More

    Plus Brisbane, Colma, Half Moon Bay, and the Coastside. Contact us to discuss your whole home renovation project.